Social Security Resources

The Social Security system can significantly benefit one's family by providing a meaningful source of retirement income. However, Social Security can be a complex and difficult to understand program. The links and documents below provide information on social security basics, claiming strategies and additional resources that may assist in your Social Security research.

Determining your Social Security Benefit Amount: This document provides information on how your Social Security Benefit is calculated and how the benefit changes based on when you start collecting Social Security.
Receiving Social Security Benefits on Someone Else's Work History: This document provides an explanation of Spousal Benefits, Survivor Benefits and Widow/Widower's Benefits
Social Security Planning Strategies: This guide provides more advanced claiming strategies, including File and Suspend and combining Spousal and one's own benefits.
Sample Social Security Start Date Comparison: This graph looks at a hypothetical retiree and the effects of waiting to claim Social Security benefits. It can help answer the question of "When do I break even if I take benefits early or wait until full retirement age."

Additional information can be found at https://www.ssa.gov/

If you'd like to request a Social Security analysis, please contact me.